Many people in Ohio take a great deal of pride in accomplishing a wide range of tasks of their own. It is possible to save significant amounts on home repairs, car maintenance and many other common needs for those who are willing to roll up their sleeves and put in...
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Year: 2015
Wills and trusts are only the beginning of estate planning
Many Ohio residents take a rather narrow-minded approach when it comes to estate planning. They focus almost exclusively on the creation of wills and trusts, and forget to give thought to the more personal aspects of an estate plan. The result can be an effective...
How a spouse’s death can complicate Medicaid
For many Ohio families, estate planning focuses on the transfer of assets from one generation to the next with provisions put into place for a surviving spouse. It is difficult to plan for every possible set of circumstances that might arise, but families should...
IRS could end powerful estate planning option
In the effort to shield assets from excessive taxation both during and after an individual’s life, some in Ohio turn to limited family partnerships. This little-known estate planning tool can give families the flexibility needed to retain control over their...
Helping elderly veterans with benefits issues
When a person is in their elderly years, they may be facing having a lower income due to no longer working. At this same time, they may also be facing new types of costs, such as nursing home costs and new medical costs. Thus, every possible stream of income can be an...
Chapter 7 bankruptcy and medical debt
For millions of Americans, medical debt poses a serious financial issue. An unexpected illness or injury can throw an individual or family into serious financial turmoil, and the result can be damaged credit, increased stress and the inability to attain new lines of...
Singles have different estate planning focus
For many Ohio residents, the primary focus of estate planning is the smooth transfer of wealth to children and grandchildren. While this is an important function of the estate planning process, it is essential to note that not everyone has the same set of needs when...
Handling a family business within estate planning
For many Ohio family businesses, the road to success has been paved with plenty of hard work and perseverance. When considering estate planning options, the primary goal is often to preserve the family business for future generations. While there are a number of ways...
Potential problems that can derail your SSDI petition
If you are having a hard time getting a straight answer about your application for Social Security disability benefits; especially why it is being delayed (or even denied) you are certainly not alone. Long waiting times for application decisions are unfortunately par...
Improper tactics that bill collectors won’t tell you about
If there is one thing that elderly Americans do not deserve, it is to deal with terrible instances of debt at this stage of their lives. After all, it is called the “golden years” for a reason. This time of a person’s life is supposed to be relaxing and joyous, even...