A person’s golden years should be lived with the vibrancy and vigor as his or her earlier years. After all, retirement is earned and should be enjoyed. Unfortunately, there are scores of elderly Americans who can’t enjoy the American dream of living out their golden...
Trusted Toledo Attorneys Here For You In Difficult Times
Year: 2015
Signs that your elderly relative may be having money problems
Late in life, it may be difficult for elderly Americans to deal with financial problems. After all, they may not be working as much as they used to (because they are retired) or they physically cannot work as many hours as they did when they were younger. Because of...
Are medical costs actually decreasing?
As the nation’s economy continues to improve, there is still a concern about the rise in health care costs. During the recession, increasing medical costs were treated like a national crisis. It also led to a new law being passed; the Affordable Health Care Act. This...
Why debt consolidation may not be a good idea
For older Americans on fixed incomes, the prospect of never-ending debt can be demoralizing and depressing. After all, their best earning days are likely behind them, and the desire to retire may be pushed back later and later because they need to earn a bit of...
Additional advantages of home health care services
In our prior post, we highlighted the different measures of care that a home health care service can provide to elderly Ohioans. Essentially we highlighted the services surrounding medical care, assistance with dressing and bathing, and even services to make welfare...
The Importance of Estate Planning for LGBT Couples
There is a legal hurricane blowing for LGBT couples. Starting with the fall of DOMA in June of 2014, the law surrounding gay and lesbian couples can’t seem to settle. On one hand, we have oral arguments set in the US Supreme Court which, I believe will result in...
Beware of scam artists who want your income tax refund check
April 15th is still a few weeks away; and while many people who expected refund checks have already received them, there are still quite a number of people who have not filed their returns yet and will be entitled to a refund. This means that scam artists are still...
Estate Planning Dictionary: What is a will?
This weeks word from the estate planning dictionary is will. What is a will? Do I need one? And what happens with them? Wills are one of the oldest estate planning tools going back to the time of the ancient Greeks. Originally meant for men without children, a will is...
How even frugal spenders can end up in bankruptcy
It is easy to think that bankruptcy is only for people with terrible spending habits or people who want to do everything they can to cheat creditors. It is especially easy to think this given how the economy has improved and more people are back to work, which...
Estate Planning Cautionary Tales: Waiting Until it’s too Late
Well, yet another client of mine had a death in his family. We talked about the importance of estate planning but never got around to it. Unfortunately, they are another example to go into my book of cautionary tales. A few years ago, I donated a simple will to a...