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Retired adults in Ohio usually rely on Medicare for their health needs. Medicare will cover emergency treatment and routine healthcare interventions. However, Medicare does not cover more intensive medical needs, such as having a nurse come to someone's house every...
As your parents get older, you soon realize that there may come a day when they will need more help. You likely know that they may not be able to live on their own or in their own home forever. You want to prepare for that day and minimize the impact needing long-term...
While many Ohio residents will make an effort to complete their estate plans well before those provisions are needed, very few will give Medicaid planning similar attention. No one wants to think about having to rely on Medicaid in their later years, but not wanting...
For many Ohio families, estate planning focuses on the transfer of assets from one generation to the next with provisions put into place for a surviving spouse. It is difficult to plan for every possible set of circumstances that might arise, but families should...
As the nation’s economy continues to improve, there is still a concern about the rise in health care costs. During the recession, increasing medical costs were treated like a national crisis. It also led to a new law being passed; the Affordable Health Care Act. This...
The new year comes with a certain amount of trepidation for those living on fixed incomes; particularly senior citizens who depend on Social Security benefits as well as income tax refunds to make ends meet during the year. However, there are many people who have been...
After a brief holiday break, we are back to the 8 Nights of Medicaid Planning. Last time, we talked about quality of care. Today’s topic is family financial responsibility for long term care and final expenses. There is a common belief out there that if an individual...
Last time, we talked about the dreaded Look Back Period. In the third part of our Hanukkah inspired Medicaid Planning series we are going to talk about nursing homes and quality of care. There is a myth out there that people who receive Medicaid can’t pick their...
Today’s post in the Hanukkah inspired 8 nights of elder law talks about the dreaded “look back period”. The vast majority of the people the I meet with say, “I have heard about a “look back period”, but I need care now, so I can’t get benefits.” This is both true and...
In honor of the start of Hanukkah, we’ve decided to dedicate eight entries over eight days to the most common myths about Medicaid and Medicaid Planning. Myth #1. “I have a “living trust” so my assets are protected.” This, I think, is one of if not the biggest myth in...