For many Ohio families, estate planning focuses on the transfer of assets from one generation to the next with provisions put into place for a surviving spouse. It is difficult to plan for every possible set of circumstances that might arise, but families should...
In the effort to shield assets from excessive taxation both during and after an individual’s life, some in Ohio turn to limited family partnerships. This little-known estate planning tool can give families the flexibility needed to retain control over their...
When a person is in their elderly years, they may be facing having a lower income due to no longer working. At this same time, they may also be facing new types of costs, such as nursing home costs and new medical costs. Thus, every possible stream of income can be an...
For millions of Americans, medical debt poses a serious financial issue. An unexpected illness or injury can throw an individual or family into serious financial turmoil, and the result can be damaged credit, increased stress and the inability to attain new lines of...
For many Ohio residents, the primary focus of estate planning is the smooth transfer of wealth to children and grandchildren. While this is an important function of the estate planning process, it is essential to note that not everyone has the same set of needs when...
For many Ohio family businesses, the road to success has been paved with plenty of hard work and perseverance. When considering estate planning options, the primary goal is often to preserve the family business for future generations. While there are a number of ways...
If you are having a hard time getting a straight answer about your application for Social Security disability benefits; especially why it is being delayed (or even denied) you are certainly not alone. Long waiting times for application decisions are unfortunately par...
If there is one thing that elderly Americans do not deserve, it is to deal with terrible instances of debt at this stage of their lives. After all, it is called the “golden years” for a reason. This time of a person’s life is supposed to be relaxing and joyous, even...
A person’s golden years should be lived with the vibrancy and vigor as his or her earlier years. After all, retirement is earned and should be enjoyed. Unfortunately, there are scores of elderly Americans who can’t enjoy the American dream of living out their golden...
Late in life, it may be difficult for elderly Americans to deal with financial problems. After all, they may not be working as much as they used to (because they are retired) or they physically cannot work as many hours as they did when they were younger. Because of...