Many marriages fall apart over money, and struggling to make ends meet is a stressor that no marriage needs. Unfortunately, Ohio couples can find themselves facing divorce and bankruptcy simultaneously. But it’s not the end of the world. Despite how bleak you may...
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Bankruptcy
Is a holiday budget crunch inspiring you to consider bankruptcy?
The holiday season can inspire financial strain, often especially for parents looking to make memories for their kids. For many, the added expenses of gifts, travel and holiday celebrations can lead to a budget crunch and additional debt. In some cases, this financial...
What is the automatic stay granted during bankruptcy?
The goal of a personal bankruptcy filing is the discharge of personal debts. Someone who successfully completes bankruptcy no longer has to worry about paying certain financial obligations. However, a discharge can take months or even years to obtain. The type of...
Your credit can improve post-bankruptcy
Millions of Americans are currently finding it tough to pay their household bills. In such circumstances, unexpected expenses like a medical bill or loss of employment can send a person’s finances spiraling out of control. When debt cannot be repaid one possibility...
How to reduce debt after college?
Did you just graduate from college? Then you, like many others, have likely built up an overwhelming amount of debt and not just student debt. Many students receive credit card offers and take advantage of the “buy now, pay later” concept, leading many people to build...
How do you decide the right kind of bankruptcy to file?
Bankruptcy is a legal process that stops collection activity temporarily and can discharge some of the filer's unsecured debts. There are multiple forms of bankruptcy that can help individuals and businesses dealing with aggressive debt collection or an unexpected...
When even insured adults may have debt after beating cancer
Health insurance makes it easier to absorb the unexpected costs that can come from a sudden accident or a newly-developed medical condition. Most people expect that their health insurance coverage will take care of them, at least in the event of some kind of...
Should you consider bankruptcy after college?
Getting through college can be costly. You may have taken out personal loans, run up credit card debt and had federal aid as well. Many students come out of college owing tens of thousands, if not hundreds of thousands, of dollars to their lenders. Bankruptcy is one...
There are many reasons to consider Chapter 13 bankruptcy
No one wants to file for bankruptcy, but it’s nice to know the option is available to you should your finances take a turn for the worse. If you find yourself in this position, it’s important to learn more about every type of bankruptcy, including Chapter 13. While...
How do Chapter 7 and Chapter 11 bankruptcy differ?
The choice of whether or not to file for bankruptcy is a major decision that shouldn’t be taken lightly. However, when you’ve exhausted all other options for repaying your debts, filing for bankruptcy can provide you with the fresh start you need to get back on your...