Getting through college can be costly. You may have taken out personal loans, run up credit card debt and had federal aid as well. Many students come out of college owing tens of thousands, if not hundreds of thousands, of dollars to their lenders. Bankruptcy is one...
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Bankruptcy
There are many reasons to consider Chapter 13 bankruptcy
No one wants to file for bankruptcy, but it’s nice to know the option is available to you should your finances take a turn for the worse. If you find yourself in this position, it’s important to learn more about every type of bankruptcy, including Chapter 13. While...
How do Chapter 7 and Chapter 11 bankruptcy differ?
The choice of whether or not to file for bankruptcy is a major decision that shouldn’t be taken lightly. However, when you’ve exhausted all other options for repaying your debts, filing for bankruptcy can provide you with the fresh start you need to get back on your...
Can massive student loan debt be discharged through bankruptcy?
One of the biggest myths in bankruptcy law is that student loan debt can never be discharged. While it is not common, getting rid of overwhelming student debt is not impossible. Student loans have always been eligible for bankruptcy proceedings, and before 1976, few...
Tips to help you recover after bankruptcy
The decision to file for bankruptcy will impact your finances now and in the future. To ensure stability down the road, it’s critical to devise and implement a recovery plan. Here are four tips to help you recover after your bankruptcy case comes to a close: Review...
Reasons to consider Chapter 7 bankruptcy
You hope that you never find yourself in a dire financial situation, but it could happen at some point in your life. There are many situations that can lead you to bankruptcy, such as a job loss, medical emergency or poor money management. Regardless of why you’re...
Is your credit card debt unmanageable? Learn your options
You pull the mail out of the box, and there they are: the post-Christmas credit card bills. As much as you’d like to, you can’t put them in the shredder or hide them under the stack of papers on the kitchen table that you won’t unbury until about the same time the...
Can I negotiate an Ohio medical debt?
That gallbladder attack that led to the emergency surgery to remove your gallbladder hurt. That hospital bill might be even more painful. In the era of high deductibles, even Ohio residents with medical insurance can find themselves staring at a huge, unexpected bill,...