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May 2015 Archives

Signs that your elderly relative may be having money problems

Late in life, it may be difficult for elderly Americans to deal with financial problems. After all, they may not be working as much as they used to (because they are retired) or they physically cannot work as many hours as they did when they were younger. Because of this, financial crises may have more of an effect than what they used to; and being on a fixed income doesn't help either.

Are medical costs actually decreasing?

As the nation’s economy continues to improve, there is still a concern about the rise in health care costs. During the recession, increasing medical costs were treated like a national crisis. It also led to a new law being passed; the Affordable Health Care Act. This law created a number of new initiatives for patients, such as minimum coverage, prohibitions on denying coverage due to prior conditions, and the like.

Why debt consolidation may not be a good idea

For older Americans on fixed incomes, the prospect of never-ending debt can be demoralizing and depressing. After all, their best earning days are likely behind them, and the desire to retire may be pushed back later and later because they need to earn a bit of additional money to make ends meet. For some, retirement may not even be an option because of unending debt.

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