Many people, particularly those who live “paycheck to paycheck,” can find themselves in a financial bind if an emergency arises like an unforeseen medical bill or a vehicle, auto or home repair. Sometimes, the money to pay for these unexpected expenses simply isn’t...
A case currently up on appeal to the U.S. Supreme Court may change how we think about the answer to this question. Last week, the U.S. Supreme Court heard oral arguments that posed the question of whether states could criminalize the refusal to submit to alcohol...
Financial problems often go hand in hand with other marital issues. The stress of unmanageable debt on top of relationship problems can push some couples over the top. When both marital and financial issues reach crisis levels, a couple or an individual spouse may...
Divorce severs many of the physical and legal ties that bind you to your spouse. Following the end of your marriage, you’ll no longer live in the same home, won’t have joint banking or investment accounts and likely won’t share the title to property anymore. Once the...
Four out of every five college students consume alcohol, according to the National Institute on Alcohol Abuse and Alcoholism. That is a lot of underage drinking, since 21 is the legal age to consume alcohol in Ohio and all other U.S. states and most students begin...
Virtually no amount of financial planning or careful saving can completely address the burden of an unexpected financial crisis. For some people in Ohio, this is a sudden illness or injury that brings on considerable amounts of medical debt. For others, it is the...
This depends on your current real estate market as well as your cash flow moving forward. Emotion-based decision making can lead to costly mistakes. The best option is often to sell the home, divide any equity and move on. But the real estate market recovery has not...
For those in Ohio who own a business, ensuring that the business continues to operate after one’s death is often a primary concern. Many people have made their business venture one of their top priorities throughout their lives, and want to see that hard work passed...
When many Ohio residents think about personal bankruptcy, it is with the assumption that choosing that path marks the end of the road — the point beyond which success is simply unattainable. In reality, however, many people who pursue personal bankruptcy go on to...
Nearly 30 years ago, an Ohio man served time for a rape conviction stemming from an encounter with a woman his own age. While he was in jail, the state retroactively labeled him as a sexual predator, a label that many people associate with child sex abuse. Since that...