Trusted Toledo Attorneys Here For You In Difficult Times
The Fair Debt Collection Practices Act (FDCPA) was developed in 1977 to protect consumers from unscrupulous debt collection practices. Among its provisions, creditors are prevented from using abusive practices in the process of collecting debts, including using...
A number of our readers may wonder what shopping for a car will be like for them after they emerge from bankruptcy. Specifically, they may wonder about qualifying for a loan at all, much less financing that they can reasonably afford. After all, they may be insecure...
People mired in debt may be afraid of losing their home or car, but the stress of constant phone calls from dogged collectors can be too much for one to bear. Fortunately, most debt can be eliminated through bankruptcy, and one of the principal benefits is the...
Some people who are dealing with debt problems cannot fathom the possibility of seeking bankruptcy protection. They may believe that bankruptcy is only for cheats, deadbeats and financial failures; and since they do not fit into those categories, bankruptcy is not an...
You see the commercials now and again about people just like you who are trapped by crushing debt, unable to move on with their lives, or always living check to check. They also incorporate a consoling theme about it being okay to ask for help in getting out of debt...
Tax season is certainly not fun for people dealing with debt. Not only are creditors breathing down their necks for payments they may not have, they may have to endure the possibility that they may owe income taxes at a time where most people are anticipating refunds....
When making the choice between pursuing bankruptcy and divorce (as far as which should come first) many couples dealing with debt can find this to be a difficult question to answer. Indeed, one spouse may be considerably vexed that their credit rating has been...
One of the benefits of bankruptcy is the ability to start with a clean slate…a fresh financial start for those who have been toiling in debt for years or even decades. However, those who are considering bankruptcy may be ambivalent about their ability to have good...
We sometimes have clients who are dealing with bill collectors even though they have had property repossessed (such as a car or a boat) and the creditors are still trying to collect on the debt. The lender may also have “charged off” the loan, but the collection calls...
How good a person is at handling debt can impact many things for them financially. This includes their likelihood of running into major debt struggles. How savvy are individuals in Toledo when it comes to debt? A recent report shows a mixed picture on this front. The...