You pull the mail out of the box, and there they are: the post-Christmas credit card bills. As much as you'd like to, you can't put them in the shredder or hide them under the stack of papers on the kitchen table that you won't unbury until about the same time the Ohio snow melts this spring.
Can I negotiate an Ohio medical debt?
That gallbladder attack that led to the emergency surgery to remove your gallbladder hurt.