During the estate planning process, most Ohio parents focus on how their assets will be distributed upon their death, which is an event that is projected to occur far in the future. In reality, however, no one knows when their time is up, and not everyone will live to...
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Year: 2015
For many, plans for eliminating your debts include student loans
When most of us think about student loan debt, we picture a young person just getting started in the world, who is struggling to overcome staggering levels of student debt. In reality, however, there are many older people who remain saddled with high levels of debt...
Eliminating your debts while avoiding debt relief scams
For those in Ohio who are struggling with high levels of debt, relief is often a priority. Many consumers will look at multiple debt relief options before settling on a course of action. Any time that there is money at play, there will be unscrupulous individuals...
Death can lead to complications for unmarried couples
More and more people are choosing to postpone marriage, and many are choosing to avoid the institution altogether. Many in Ohio are perfectly content to live with their partner in a fulfilling and committed relationship, the duration of which surpasses many marriages....
Business owners and Chapter 13 bankruptcy
When a business owner encounters a period of financial difficulty, the ramifications can be widespread. Many Ohio owners will do everything in their power to avoid seeking bankruptcy protection until matters have deteriorated significantly. By that point, some owners...
New student loan program could aid in eliminating your debts
Many Ohio students emerge from college with a shiny new degree, and quite a few also graduate with high levels of student loan debt. The federal government has offered a range of repayment programs aimed at helping individuals cover the cost of their debt burden. A...
A combined approach to retirement and estate planning
For many Americans alive today, the expected lifespan is far longer than that of previous generations. In fact, researchers estimate that the average person will live nearly 10 years longer than the expected lifespan of just 60 years ago. While this is great news for...
Properly drafted wills require well-chosen executors
The act of drafting a carefully considered will is an important first step within the estate planning process. Many in Ohio overlook, however, the importance of selecting the best possible executor. In many ways, this choice is pivotal in having one’s wishes carried...
New estate planning options for same-sex couples
Many in Ohio are aware of the recent groundbreaking Supreme Court decision that legitimized same-sex marriage. As couples across the nation celebrate the ability to join in lawful marriage, they have also received many other benefits associated with married life....
The dangers of estate planning fatigue
A phenomenon has been observed among the nation’s wealthy, and has begun to be referred to as “estate planning fatigue.” This condition exists when an individual or family grows weary of trying to stay ahead of estate tax changes, and simply throws in the towel and...