Mahaffey & Associates, LLC
Call For A Free Consultation 888-422-6894
Email Us

Why Medicaid eligibility may not translate into actual care

We can't know what the future holds. We always hope for the best, but we must anticipate worst-case scenarios. Wise individuals do all they can to plan for such circumstances. This becomes even more significant an issue for those in Ohio who are in the upper ranks of the age demographic.

The reality is that people are living longer. If they are lucky, they face years of health and enjoyable activity. But even the healthiest of seniors can be suddenly left incapacitated and in need of long-term care. Lacking proper planning with the help of an attorney experienced in Ohio elder law, the outlook can suddenly become bleak -- not only for the person who needs care, but also for their loved ones who may be drawn into the emotional and financial maelstrom.

It did not use to be that retirement incorporated Medicaid planning as an element of the overall process. But in recent years, there has been a major awakening to the fact that without proper planning, many could wind up needing general and long-term care, but have no way to pay for it.

The logical solution might be to take steps to become Medicaid eligible. But that presumes a achieving a certain level of destitution that can be difficult. And what can serve to make matters worse is that the health care insurance landscape is almost literally shifting under our feet as a result of the Affordable Care Act.

As a recent story in the Toledo Blade noted, there are more than 2.8 million Ohioans already on Medicaid in the state. And as a result of the ACA, it's estimated that an additional 430,000 will be eligible for coverage come the first of this year. The question for many, however, may be whether there will be enough doctors willing to take them on as patients.

Part of the issue is that in addition to the traditional state-run plan, a number of health insurance companies have contracted with the state to provide coverage. The problem, according to some doctors, is that the reimbursements the private companies offer aren't enough. As a result, many are refusing to accept patients from those plans.

So the question becomes, what does the future hold, and what steps might be required to ensure that any given person's needs will continue to be met?

Source: The Blade, "Ohio doctors leery of new Medicaid patients," Marlene Harris-Taylor, Dec. 1, 2014

No Comments

Leave a comment
Comment Information
Tell Us About Your Legal Need

Tell Us About Your Problem

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

A Full Service Firm For Northwest Ohio with Three Convenient Locations 24/7 Phones And Appointments Taken at 888-422-6894

Sylvania Office
8527 Central Avenue
Sylvania, OH 43560

Toll Free: 888-422-6894
Phone: 419-829-2255
Sylvania Law Office Map

Northwood Office
3200 Woodville Road
Northwood, OH 43619

Toll Free: 888-422-6894
Phone: 419-693-5515
Northwood Law Office Map

Toledo Office
3131 Executive Parkway, Suite 100
Toledo, OH 43606

Toll Free: 888-422-6894
Phone: 419-472-5555
Toledo Law Office Map