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December 2015 Archives

Asset protection, wills and other estate planning matters

Most Ohio parents understand the value of discussing how grateful they are for their many blessings with their older children. Many do this on a regular basis. Others take it a step further and are not afraid to talk about the future, including important matters having to do with how many of their material blessings will be distributed at the time of their deaths. Asset protection, wills and other estate planning issues seem to be uncomfortable topics for some; yet, it is good for all to know that there is legal help available when the time comes to create a thorough plan to secure the inheritance one has in mind for one's children.

Christmas tips that support eliminating your debts

As the holidays rapidly approach, many Ohio families are looking for ways to reduce their debt and gain a more solid financial foundation in the year to come. One way to gain control over finances and take steps toward eliminating your debts is to revamp holiday spending. The following tips are offered to those who want to take a fresh approach to the holiday season.

Millennials are likely to avoid the topic of estate planning

Very few Ohio residents are eager to discuss the details of their own demise. It is easy to understand why the topic is a difficult one to delve into, no matter what one's age. However, young people are even less likely to work through their estate planning options than other groups, which can leave many ill-prepared for an unexpected outcome. While many people begin to think about estate planning needs once their first child is born, some experts believe that a better time to consider the issue is as soon as an individual enters the workforce and begins earning money.

Estate planning conversations are often avoided by spouses

Estate planning, just like a prenuptial agreement, is a conversation many Ohio couples prefer to avoid. However, some suggest that the sense of security provided by proper estate planning can be the greatest gift a family can receive. Discussing death or possible incapacitation of a spouse will always be difficult, but once addressed, it can be put away and only revisited in the event of changes such as a marriage, divorce or the birth of a child.

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