Mahaffey & Associates, LLC
Call For A Free Consultation
888-422-6894

Improper tactics that bill collectors won't tell you about

If there is one thing that elderly Americans do not deserve, it is to deal with terrible instances of debt at this stage of their lives. After all, it is called the “golden years” for a reason. This time of a person’s life is supposed to be relaxing and joyous, even if the person chooses to work.

Nevertheless, the reality of crushing debt can be horrible. It is one thing to owe a great deal of money, it is quite another to be badgered about it. Let’s face it, bill collectors can be brutal, and it is not uncommon for them to use illegal tactics to separate vulnerable adults from their money. Because of this, we dedicate this post to identifying a number of improper things that bill collectors do, but will never tell you.

We will stop calling if you tell us to – If you write a letter to a collector asking them to stop calling you, the law requires them to comply. A violation can lead to stiff penalties against them.

We can’t call your family or friends – When we say this is a “personal matter” this means that other people can’t know that we are calling about your debt.

We can’t use profanity or abusive language – Indeed, we can use the “prohibited seven words,”  angry outbursts or racial slurs to try to get you to pay your bill.

We can’t call in the middle of the night – Federal law prohibits us from calling after 9:00 p.m. or before 8:00 a.m.

No Comments

Leave a comment
Comment Information

Ready To Help

Call Mahaffey & Associates, LLC, toll free at 888-422-6894 to speak with one of our experienced lawyers.

We offer free initial phone consultations. Evening and weekend appointments are also available upon request.

We accept Visa, MasterCard, Discover and American Express.

VISA | MasterCard | American Express | Discover Network
Tell Us About Your Legal Need

Tell Us About Your Legal Need

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

A Full Service Firm For Northwest Ohio with Three Convenient Locations 24/7 Phones And Appointments Taken at 888-422-6894.

Sylvania Office
8527 Central Avenue
Sylvania, OH 43560

Sylvania Law Office Map Phone: 419-829-2255

Northwood Office
3200 Woodville Road
Northwood, OH 43619
Map & Directions Phone: 419-693-5515
By Appointment Only

Toledo Office
3131 Executive Parkway, Suite 100
Toledo, OH 43606
Map & Directions Phone: 419-472-5555
By Appointment Only