Interestingly, it appears that baby boomers do not all feel that they owe their children the same things. Recent polls found that more than half — 54 percent — think that they should not have an obligation to leave money behind for their children. The remaining 46...
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Month: December 2014
8 Nights of Medicaid Planning, part 4
After a brief holiday break, we are back to the 8 Nights of Medicaid Planning. Last time, we talked about quality of care. Today’s topic is family financial responsibility for long term care and final expenses. There is a common belief out there that if an individual...
8 Nights of Medicaid Planning, part 3
Last time, we talked about the dreaded Look Back Period. In the third part of our Hanukkah inspired Medicaid Planning series we are going to talk about nursing homes and quality of care. There is a myth out there that people who receive Medicaid can’t pick their...
Why holiday shopping may be difficult for the disabled
Tis the season to do holiday shopping. This may a joy to many people, but it be annoying when you have to search far and wide for a parking spot. This can be made even more difficult if you are disabled and the handicapped spaces are continually full. While timing may...
8 Nights of Medicaid Planning, part 2
Today’s post in the Hanukkah inspired 8 nights of elder law talks about the dreaded “look back period”. The vast majority of the people the I meet with say, “I have heard about a “look back period”, but I need care now, so I can’t get benefits.” This is both true and...
8 Nights of Medicaid Planning
In honor of the start of Hanukkah, we’ve decided to dedicate eight entries over eight days to the most common myths about Medicaid and Medicaid Planning. Myth #1. “I have a “living trust” so my assets are protected.” This, I think, is one of if not the biggest myth in...
Knowing the reasons for an SSDI denial can be helpful
Applying for Social Security disability benefits can be a long and arduous process. It can be especially disheartening to find that your initial petition has been denied; particularly after you waited so long to receive an answer on your application. Overall, about 66...
Why Medicaid eligibility may not translate into actual care
We can’t know what the future holds. We always hope for the best, but we must anticipate worst-case scenarios. Wise individuals do all they can to plan for such circumstances. This becomes even more significant an issue for those in Ohio who are in the upper ranks of...
Beware of debt consolidation companies
If you are a senior citizen who is toiling in debt, chances are you have seen a commercial, an advertisement of have been approached about a debt settlement program. These programs are designed to allow you to reduce your high interest debt, typically by having the...