Options For Relief From Creditors And Debt
Stuck in a house you can't afford? Are creditors garnishing your wages or threatening to repossess your car? Is your business in danger of going under?
Mahaffey & Associates, LLC, will take the time to examine your financial situation and help you find a workable solution. Our skilled lawyers have helped many people in the Toledo area, northwest Ohio and southeast Michigan get out of financial jams, through bankruptcy and other methods. Contact us at any of our office locations to arrange a consultation.
Stop Foreclosure Or Repossession • Stop Garnishment And Creditor Harassment
We represent individuals, small business owners and family-owned businesses facing a financial crisis because of the poor economy, job loss, health problems or a combination of factors that led to a mountain of debt.
We will explore and explain all your options, including:
- Loan workouts with your bank or mortgage lender
- Government-sponsored loan modification programs
- Debt settlement negotiations with your credit card company, medical providers or business creditors
- Eliminating unsecured debts through Chapter 7 bankruptcy
- Repaying debts over time through Chapter 13 bankruptcy
We get many calls from homeowners facing foreclosure who are upside down on their mortgage, owing more than the house is worth in the current market. Filing for bankruptcy immediately halts foreclosure proceedings, but you must still pay the mortgage and arrears if you wish to keep your home. We can determine whether you should fight for your home or walk away before you get in any deeper.
Bankruptcy also stops garnishment, repossession and creditor harassment.
What Are Your Alternatives?
If your financial problems are overwhelming to you, contact or call Mahaffey & Associates, LLC at 888-422-6894 for a free phone consultation to find out how we can help. Evening and weekend appointments are available, and we have three convenient office locations in Sylvania, Toledo and Northwood.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.